Consumer Lending Program
For you, the retailer
- No Merchant fees on transactions and No cost to enter program
- Available for all goods and services or combination from $2,000 - $25,000, unsecured
- In-store merchandising materials provided to you free of charge
- Finance approved and settlement in less than 5 days with funds to you immediately
- You are not involved in the credit process
- Increase sales by bundling multiple acceptable assets and services into the one agreement
- Maximize sales opportunities by offering a purchase alternative
- Increased Customer retention and recurring sales with marketing initiatives provided for you
We will finance the purchase, cross sales, delivery, transportation, installation, insurances, warranties and trades people costs – in fact anything associated with the sale, we will include in the finance
For your customers
- Simple supporting documentation to allow greater assessment of client for much lower rates
- Simple three page application
- Streamlined direct approval and settlement process
- Weekly / fortnightly or monthly repayments, no early repayment fees or discharge fees
- Application fee added to finance so no cash or deposit required up-front
- Own goods at the end of the finance period
- Terms from 12 - 60 months to reduce expenditure commitments
- Free up capital for other uses and own the latest goods or pay for the services you need today
Commercial Lending Program
For you, the retailer
- No Merchant fees on transactions and No cost to enter program
- Available for assets from $1,000 - $15,000
- In-store merchandising materials provided to you free of charge
- Finance approved and settlement in less than 72 hours
- Incentive payments for your staff to encourage sales
- You are not involved in the credit process
- Contracts can be sent to your business to manage the sale if preferred
- Increase sales by bundling multiple acceptable assets into the one agreement
- Maximize sales opportunities by offering a purchase alternative
- Increased Customer retention and recurring sales with marketing initiatives provided for you
For your customers
- No financial information required. Just a drivers license and purchase invoice
- Simple two page application
- Streamlined direct approval and settlement process
- Weekly / fortnightly or monthly repayments
- Maximize tax and cash flow with “Off Balance Sheet Lending” and Own goods at the end of the finance period
- Terms from 12 - 60 months to reduce expenditure commitments
- Free up capital for other uses and operate the latest equipment to make your business more efficient
Consumer Vehicle Program
For you, the retailer
- No Merchant fees on transactions, cost to enter or minimum volume requirements
- Available for acceptable vehicles valued from $8,000 - $100,000
- In-store merchandising provided to you free of charge
- Finance approved in around 72 – 84 hours and settlement between 24 – 48 hours
- Incentive payments for your staff to encourage sales
- You are not involved in the credit process
- We can lend in most cases to 125% of the assessed vehicle value to assist with on-road costs, warranties and insurances
For your customers
- Simple application form for streamlined direct approval and settlement process
- Weekly / fortnightly and monthly repayments to suit your expenditure needs
- Terms from 12 – 60 Months
- Consideration for up to 5 paid or unpaid defaults on an individual application basis
- No Deposit required in most cases
- Reasonable supporting documentation to allow you to be assessed for the best interest rate and terms possible.
